Improving Credit Score Household Bills

Thegreatdom

Good morning,

I currently rent a property with my partner, all bills are included in our rent so we only pay one amount.

As I am trying to improve my credit rating, would me not paying any bills in my name be slowing the process of increasing my score?

I have 1 credit card at the moment, spend minimal amount a month and pay back in full every month.

If the situation regarding bills not in my name, would it be beneficial to get a 2nd credit card and do the same as I am doing with my current credit now? To increase my score.

Thanks

[Deleted User]

The score is made up so should be ignored. What you need to do is to build good credit history.

Having a second card is always a good idea as a back up. It also generally shows that at least two lenders trust you with a card.

Make sure you're also on the ER.

DCFC79

I take it you dont watch Martins itv show, he covers alot of stuff and the other week he covered credit files.