Default Account Advice

Jennaturner

Hi,

I have a default account showing on my credit report. The date of default is 28/02/2012 - so do this mean that on/around the 28th of this month the default will drop off my account? Once this has gone, what does that mean for my credit report? Will lenders still be able to see it or will it look to them like I never defaulted? I have been making regular payments on this account and it will actually be paid in full by the start of next month but I have only recently checked my credit report as I am looking to get a mortgage with my husband at the end of this year.

Thanks

[Deleted User]

The whole account will no longer be visible.

Jennaturner

Thank you, will my credit score change at all?

[Deleted User]

Maybe yes.
Maybe no.

It matters not since no one sees the score.

[Deleted User]

As above. The score is made up. Ignore it.

DCFC79

Jennaturner wrote: »

Thank you, will my credit score change at all?

boo_star wrote: »

She never mentioned her “score.”

She did in post nunber 3.

boo_star

DCFC79 wrote: »

She did in post nunber 3.

You’re right.

I have given myself 50 lashes as punishment.

DCFC79

boo_star wrote: »

You’re right.

I have given myself 50 lashes as punishment.

Its ok we all make mistakes, we all miss a reply.

We shall skip the lashes for next time.