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Advice re new-to-me car

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  • Thank you all for your level headed responses - I think I felt overwhelmed - its even put me off that brand of car!
    Back to the search...
    Thank you
  • Tom99 wrote: »
    Tell them your best cash offer, you are ready to buy that day and you are not interested in finance. You also have other cars you are on your way to look at.

    Depending on the age/value of the car, look up online GAP insurance. Don't ever take out anything offered by the dealer as it is probably the very same policy but at three times the price.

    Cash offers won't excite the dealers, they make their money out of finance. They'll be quite happy for you to walk and go to buy one of the other imaginary cars you're going to look at.
  • Cash offers won't excite the dealers, they make their money out of finance. They'll be quite happy for you to walk and go to buy one of the other imaginary cars you're going to look at.

    For several years I’ve been a cash buyer, bought 2 new and 2 demonstration cars for “cash” (debit card in their card reader). I don’t mess around with finance, nor do I fall for the dealers gap insurance scam, it might be the next “PPI” miss selling scam.

    At this time of year car sales are very sluggish, it’s a buyers market... anyone buying for “cash” has a lot of choice, especially those better value demonstration and similar low mileage cars that are less than a year old.
  • Tom99
    Tom99 Posts: 5,371 Forumite
    1,000 Posts Second Anniversary
    Cash offers won't excite the dealers, they make their money out of finance. They'll be quite happy for you to walk and go to buy one of the other imaginary cars you're going to look at.

    [FONT=Verdana, sans-serif]I to have always paid cash new and used. If the dealer knows you are ready to buy there and then, they will be ready to negotiate, down to trying to get you to pay the road tax or tank of petrol.[/FONT]
  • Sea_Shell
    Sea_Shell Posts: 10,030 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    As cash buyers, we do find it quite amusing that every salesman's first question seems to be "how much are you looking to spend per month?"

    When you say, "nothing, we're cash buyers"....they then push you specify a budget. So tempted to reply with..."Ah but you see, we COULD buy almost anything you have on sale...but what we want is Value for Money". Let the haggling begin!!!
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • For several years I’ve been a cash buyer, bought 2 new and 2 demonstration cars for “cash” (debit card in their card reader). I don’t mess around with finance, nor do I fall for the dealers gap insurance scam, it might be the next “PPI” miss selling scam.

    At this time of year car sales are very sluggish, it’s a buyers market... anyone buying for “cash” has a lot of choice, especially those better value demonstration and similar low mileage cars that are less than a year old.

    Dealers don't care about February. They write it off and would rather sell more in March than meet targets in Feb
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