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Savings tool etc

Apologies if this is the wrong section - it’s sort of to do with debt, credit cards and budgeting.

Basically, I know that one of the ways to save interest on debts is to shift money between providers etc.

Does anyone know of a tool that can calculate the best amounts to transfer between credit cards etc to save the most money? I hope this makes sense.

I’ve tried to find one, but I can’t. I’ve even tried to find an American one, as the principle would be the same, and I’d just pretend that the $s are £s!
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