We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Marbles Card Good For Improving Credit Score?

Hi

I currently have a Marbles Card after having a capital one card and a Barclaycard at the same times.

I have since closed the capital one and Barclaycard account and my marbles account has no money owed on it.

Would it improve my credit score to keep this card open or to close it like the others?

Thanks

Comments

  • You have no credit score. But you do have a credit history.

    Having at least two active cards and managing them well shows stability.

    Keep and use both.
  • Thanks for the reply.

    I only have one card at the moment, are you saying it would be beneficial to get another one?

    Thanks
  • Yes - apologies, I mis read. I thought you already had two open.

    It's always wise to have at least one back up for when your other gets declined, as well as for demonstrating that other lenders trust you, rather than just the one.

    Use both regularly and clear in full each month.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.