Bank Account Statements

regularsaver1

oh yeah defo - but they will says its for environment too to make them look good he he !!

Smidda

Just change your statement to annually (say December) - then when December almost comes ask them to change the month to October so no other statments are generated til the following October then do the same.

Obviousley you gotta remember to call to change ur date or u may end up getting a whole years worth in 1!

jonesMUFCforever

If you are on paper statemnts then the bank has to send you one every 3 months if you have a debit card.
This is because Visa has a 90 day rule for chargeback/fraudelent transactions.

System

ejones999 wrote: »

If you are on paper statemnts then the bank has to send you one every 3 months if you have a debit card.
This is because Visa has a 90 day rule for chargeback/fraudelent transactions.

My account doesn't offer 'on-line statements' so I get them sent quarterly, its actually ok as I just get a thick envelope with lots of pages, I definitely wouldn't go back to monthly.

This may be an option with Barclays? I also agree that having some kind of paper trail is useful, or maybe i have watched 'The Net' with Sandra Bullock too many times.

:rotfl:

Kilty_2

ejones999 wrote: »

If you are on paper statemnts then the bank has to send you one every 3 months if you have a debit card.
This is because Visa has a 90 day rule for chargeback/fraudelent transactions.

LTSB don't - I turned off paper statements as soon as I opened the account and have never had a statement sent to me.

jonesMUFCforever

Kilty wrote: »

LTSB don't - I turned off paper statements as soon as I opened the account and have never had a statement sent to me.

Kilty please read what I wrote!
I said that if you are on 'paper statements'.............
then you wrote that you switched off your paper statements!

If you switched them off you wouldn't get any as the bank assumes that you check your statements online.

Smidda

ejones999 wrote: »

Kilty please read what I wrote!
I said that if you are on 'paper statements'.............
then you wrote that you switched off your paper statements!

If you switched them off you wouldn't get any as the bank assumes that you check your statements online.

Not true cos you can choose to have them yearly if you want with LLoyds..i know cos i work there

jonesMUFCforever

Smidda wrote: »

Not true cos you can choose to have them yearly if you want with LLoyds..i know cos i work there

How do you get round the fact that Visa will only entertain fraud transactions within 90 days of it going from your account/
If you only get a yearly statement and a dodgy transaction went out 6 months ago you would have no hope of getting it investigated.

mrmajika

Smidda wrote: »

Not true cos you can choose to have them yearly if you want with LLoyds..i know cos i work there

Is this not only with non current accounts such as savings?

Smidda

ejones999 wrote: »

How do you get round the fact that Visa will only entertain fraud transactions within 90 days of it going from your account/
If you only get a yearly statement and a dodgy transaction went out 6 months ago you would have no hope of getting it investigated.

It is still down to the customer to check there account, whether this be done online or at branch.