Confused

newbie29

Ok, here we go..... I have been on here before asking about my entitlement to housing benefit and I have one question. With my salary I am told by people that I am not entitled to it yet when I go onto renfrewshire councils housing benefit calculator it tells me I'm entitled to £75 a week.... is the calculator really meant for people that dont work???

Anthillmob

i really dont think these calculators are any good imho. by all means ask for a reassessment but at the end of the day its the councils own computer system specifically designed for the calculation of housing and council tax benefit that says yes or no. these online calculators are not very good.

dmg24

You are entering your figures incorrectly newbie.

As you earn approx £17000 a year, your gross weekly pay is £326, and after tax and NI your net pay is approx £258.

If you enter these figures into the calculator above, your entitlement shows as £0.

newbie29

Yes i am entering all figures correctly.

dmg24

Name details for the customer

Title [mr]
Forename [newbie (male)]
Surname [29]
Suffix [mr]
Date of birth [21 Sep 1978]

Household members

Do you have a partner? [no]
Do you have any dependant children? [no]
Do you have any anyone else aged 18 or over living with you? [no]
Are you a joint tenant or joint owner? [no]
Do you have a commercial lodger? [no]

Status and income

Do you receive Income Support? [no]
Do you receive Income-based Job Seekers Allowance? [no]
Do you receive Guarantee Credit? [no]
Do you receive a state benefit or state pension? [no]
Do you have any other income, earnings or capital? [yes]
Are you a student? [no]

Capital and savings information

Total amount of savings, investments, etc [0]
Total amount of capital assets? [0]

Employment information

Are you in paid employment [yes]
Are you self employed [no]
Are you in self employment as a child minder? [no]

Employed income information for you

Gross weekly earnings [326]
Income tax [50]
National insurance contribution [18]
Pension contributions [0]
Reimbursed expenses [0]

Employment details

How many hours do you work? [40]
Do you receive part-time earnings from the Territorial Army or other reserve force? [no]
Do you receive part-time earnings from emergency services? [no]

Other income information

Other income received by you [0]

Health information

Are you disabled or long-term sick? [no]
Are you registered as blind? [no]

Rent and Council tax information

How much is your rent? [350]
This rent is paid [monthly]

Outcome of calculation dated 19/10/2007

Housing Benefit

Newbie is eligible for HB.
Newbie's weekly rate of HB is £0.00.
You do not qualify because of the following

Your income takes you out of benefit

newbie29

my rent is £330
I do not work 40 hours a week and I do not have any other income.

Why are you so against me getting a benefit?

Oh and I am not male I am female!!!!!!

dmg24

Well, if your rent is less then you are definitely not entitled!

The number of hours that you work is irrelevant, I entered 40 as an average full time week.

I am not against you getting benefit, I am trying to stop you wasting your time pursuing something that you are not entitled to!

mum2one

For peace of mid why not just get the forms and send all the details to the council, the websites are there as aguide, say you get no rent rebate, all youve wasted is hr of your time and a stamp, if you get any rebate, then that sbrilliant.

My motto is - If you dont ask you dont get - ok sometimes you get sometimes you dont but at least you will have the peace of mind knowing youve tried.

DaisyFlower

As you seem adamant that you are entitled to this (even though the calculator says your not!) then instead of posting the same question numerous times, spend the time instead going to your benefits/council office and get them to confirm it for you.

newbie29

Daisyflower I have posted the question twice!!!

jezzebell

newbie this is how HB is calculated:

You take your income(after tax and NI) + any other income eg tax credits and work out the weekly amount.

Using the figures dmg24 quoted your income is £258 per week

We then compare these to what is called an applicable amount. This is the amount the government say someone in your circumstances can live on. These figures are set by the government and are used by every council.

For a single person with no children aged over 25 your applicable amount is £59.15

We ignore the first £5 of your income so for HB purposes your income is £253, the applicable amount is then deducted from your income

253.00 - 59.15 = 193.85 (this figure is called excess income)we then use 65% of this figure to calculate HB
193.85*65% = 126.00 this is the amount of rent you would have to pay each week before you would receive any help with your rent. The same calculation is used for CTB but instead of 65% it is 20%

193.85*20% = 38.77 this is how much council tax you would need to pay each week before you would get benefit.

As your rent is 330 per month - 76.15 per week you are not entitled to HB

If your council tax is higher than £2016 per year you would receive CTB any lower and you are not entitled.

I hope this has helped, if not let me know and i'll try and explain it again