Group UK Holiday Cottage Cover

rayhool

We're due to go on a UK cottage holiday in the summer with extended family (group 10).

I'm looking to purchase cover for the holiday, I don't want to purchase cancellation insurance as the chances are if one family can't make it the other 2 will still go.

What I would like to be covered is supplier failure i.e. the agent we made the booking with goes bust. Where could I purchase such specialist cover?

Quentin

If you pay by credit card then s75 will cover the payment should the supplier fail to supply and is foc

rayhool

Unfortunately we had to pay for the holiday by BACS, credit card payment wasn't available.

eddddy

rayhool wrote: »

Unfortunately we had to pay for the holiday by BACS, credit card payment wasn't available.

So it sounds like you booked with a very small organisation - or perhaps even an individual.

I can't imagine any insurance company underwriting that. All you can do is make your own checks on the supplier.


FWIW, ActionFraud say that being asked to pay for holiday accommodation by bank transfer can be a sign of fraud.

Holiday fraud
...
Spot the signs
...

• You’re asked to pay using bank transfer or cash; be cautious or pay by credit or debit card if you can for extra protection.

Link: https://www.actionfraud.police.uk/accommodation-fraud-aug11

Hopefully, you've made thorough checks that the agent is reputable, and that the person you are dealing with really is the agent - and not an impostor.

huckster

You could enquire with PJ Hayman brokers to see what they could provide. Some UK holiday let bookings can run into many thousands, so it may be worth finding out what bespoke cover would cost.

rs65

End supplier failure is normal cover. You would normally have cover for an agent failure such as ABTA. Are they members of anything?

rayhool

It is a small independent letting agent, you could book with them through Trip Advisor but this cost £350 more than directly through them (obviously Trip Advisors booking fee).

No they're not a member of ABTA.

rayhool

eddddy wrote: »

So it sounds like you booked with a very small organisation - or perhaps even an individual.

I can't imagine any insurance company underwriting that. All you can do is make your own checks on the supplier.


FWIW, ActionFraud say that being asked to pay for holiday accommodation by bank transfer can be a sign of fraud.



Hopefully, you've made thorough checks that the agent is reputable, and that the person you are dealing with really is the agent - and not an impostor.

Yes the agent has their own website/facebook page and are registered at companies house.