Insurers that cover panoramic roofs under glass

Pugster

Hi there,

Does anyone know which insurers cover panoramic roofs under glass insurance (eg windscreen and mirrors).

I've just bought my first car with this type of roof and I want to make sure this is covered.

Thanks in advance - I appreciate I can read the small print of a range of insurers, but wanted to see if anyone had any recommendations or experiences.

Thank you

missile

All insurers will cover panoramic sun roof, but I don't know any who would include sunroof/ mirrors/ windows/ rear screen with windscreen cover.

Thus in the event of damage you would be liable for the excess as noted in your policy document.

Warwick_Hunt

missile wrote: »

All insurers will cover panoramic sun roof, but I don't know any who would include sunroof/ mirrors/ windows/ rear screen with windscreen cover.

Thus in the event of damage you would be liable for the excess as noted in your policy document.

I think he wants one that would class it as a glass/windscreen rather than an at fault claim.

missile

Warwick_Hunt wrote: »

I think he wants one that would class it as a glass/windscreen rather than an at fault claim.

I am sure he does, but AFIK that is not available.

System

Pugster wrote: »

Hi there,

Does anyone know which insurers cover panoramic roofs under glass insurance (eg windscreen and mirrors).

Absolutely none because they cost a hell of a lot more than a windscreen and there's a lot more involved in fitting them than half an hour with a bit of wire and a sealant gun.

pompeyrich

missile wrote: »

All insurers will cover panoramic sun roof, but I don't know any who would include sunroof/ mirrors/ windows/ rear screen with windscreen cover.

Thus in the event of damage you would be liable for the excess as noted in your policy document.

Pretty sure most, if not all, insurers cover side and rear windows as well as the front screen under windscreen cover. They also mention glass sunroofs but not specifically panoramic ones.

Honey_Badger

missile wrote: »

I am sure he does, but AFIK that is not available.

My insurers Saga say;

Windscreen, window and sunroof glass repairs - no excess to pay and your No Claim Discount will not be affected if you use one of our approved repairers

System

A sunroof is not a panoramic roof. A panoramic roof is basically a sheet of glass which replaces the entire roof panel and is fixed in place. Because of how much it contributes to the structural integrity the price of them isn't cheap. Manufacturer only part, four figure price even before the cost of fitting.

missile

I stand corrected. OP might like to read his policy and/or ask his insurer.