royal mail "signed for " post

karlt_2

I have just been stopped by police for having no insurance after several months away.
When I arrived home there was two "to be signed for " letters waiting for me, both of which were letters from the insurance brokers saying they where going to cancel my insurance.... I phoned them explaining that i had been out of the country so did not receive the letters , they said that if the letter did not get delivered within 7 days it would of been returned and they would of phoned or emailed me. this is true if the post person had done their job correctly. anybody know where i stand, i now face the prospect of losing my licence due to no fault of my own !

marliepanda

karlt wrote: »

I have just been stopped by police for having no insurance after several months away.
When I arrived home there was two "to be signed for " letters waiting for me, both of which were letters from the insurance brokers saying they where going to cancel my insurance.... I phoned them explaining that i had been out of the country so did not receive the letters , they said that if the letter did not get delivered within 7 days it would of been returned and they would of phoned or emailed me. this is true if the post person had done their job correctly. anybody know where i stand, i now face the prospect of losing my licence due to no fault of my own !

Why was your insurance going to be cancelled. Insurance companies don’t tend to just cancel it

soolin

karlt wrote: »

I have just been stopped by police for having no insurance after several months away.
When I arrived home there was two "to be signed for " letters waiting for me, both of which were letters from the insurance brokers saying they where going to cancel my insurance.... I phoned them explaining that i had been out of the country so did not receive the letters , they said that if the letter did not get delivered within 7 days it would of been returned and they would of phoned or emailed me. this is true if the post person had done their job correctly. anybody know where i stand, i now face the prospect of losing my licence due to no fault of my own !

Strictly speaking signed for letters should not be posted through the letter box without a signature. However, I can't see that helping you get out of the points heading your way for no insurance.

You say it was no fault of your own, but I can't honestly see who else's fault it could be, you were responsible for ensuring your car wasn't taxed and insured. Didn't you notice that payments weren't being made?

KxMx

All too often Signed For letters are just put through the letterbox.

It could be worse, my postie signs them in my name and delivers them!

It concerns me that one day I'll face a similar scenario where this behaviour will matter, but RM were not bothered when I complained...

(I am also opted out of Deliver to Neighbour)

[Deleted User]

karlt wrote: »

I have just been stopped by police for having no insurance after several months away.
When I arrived home there was two "to be signed for " letters waiting for me, both of which were letters from the insurance brokers saying they where going to cancel my insurance.... I phoned them explaining that i had been out of the country so did not receive the letters , they said that if the letter did not get delivered within 7 days it would of been returned and they would of phoned or emailed me. this is true if the post person had done their job correctly. anybody know where i stand, i now face the prospect of losing my licence due to no fault of my own !

Of course it's your fault. If you had done your job correctly, you would have put in place mail forwarding or had someone check your mail for you. As said, insurance companies just don't randomly cancel policies. I presume you didn't pay for your policy?

[Deleted User]

KxMx wrote: »

All too often Signed For letters are just put through the letterbox.

It could be worse, my postie signs them in my name and delivers them!

It concerns me that one day I'll face a similar scenario where this behaviour will matter, but RM were not bothered when I complained...

(I am also opted out of Deliver to Neighbour)

I asked my postie to do this for me - it's much more convenient! Why is it a problem if they actually post the letter through your door?

NBLondon

camelot1971 wrote: »

I asked my postie to do this for me - it's much more convenient! Why is it a problem if they actually post the letter through your door?

The sender has paid extra for a service that has not been provided to them. You may be happy for the postie (that you know and presumably trust) to sign on your behalf but they who paid for the signature may not. It leaves then open to fraud if you were to claim non-receipt of an item and deny any knowledge of the signature. You may be honest but others are not. If your trusted postie swaps round with a less-honest colleague and passes on your preference - that postie could lose or steal an item and claim it was delivered.