Pension or mortgage?

Nullmoon

-I'm 28, currently living at home, on £24k, and have around £30k saved up in a cash ISA.

-I've only had a NEST pension for the past few months, so overall I don't have much saved up.

-I'm probably looking to buy in the next few years.

What's more useful, putting the money towards a pension or a mortgage? If the latter, is it worth opening a LISA?

AnotherJoe

I would suggest.
Max your pension payments so as to get maximum employer contribution.
Once you have that HTB ISA and LISA whatever is possible
Once you have mortgage established dont overpay, put at least some extra towards your pension.
The fact that its Nest implies its small but even so I think for most people buying a house would take precedence initially.

TheShape

What's wrong with this thread?

https://forums.moneysavingexpert.com/discussion/5789610

You could have probably just given it a bump.

Post #5 looks like a sensible suggestion, if I do so say myself:D

AnotherJoe

TheShape wrote: »

What's wrong with this thread?

https://forums.moneysavingexpert.com/discussion/5789610

You could have probably just given it a bump.

Post #5 looks like a sensible suggestion, if I do so say myself:D

Great minds etc (or, fools seldom differ )

Nullmoon

TheShape wrote: »

What's wrong with this thread?...You could have probably just given it a bump.

Post #5 looks like a sensible suggestion, if I do so say myself:D

AnotherJoe wrote: »

Great minds etc (or, fools seldom differ )

Sorry guys! I thought a more condensed post might be more helpful for everyone I should have just edited the original one to be fair...

Post #5 certainly is a sensible suggestion, thanks