We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
No idea if charged PPI
Valerie_67
Posts: 1 Newbie
How can I reclaim PPI if I have no paperwork & no idea if I have been charged it by the many financial institutions I have used over the years ?
Thanks for any advice
Thanks for any advice
0
Comments
-
Valerie_67 wrote: »How can I reclaim PPI if I have no paperwork & no idea if I have been charged it by the many financial institutions I have used over the years ?
Thanks for any advice
You contact the financial institutions concerned.If they still have a record they can confirm.0 -
Same question and is it in the interest charged0
-
No. PPI isn't interest.0
-
Nor is it "hidden" in the interest.Deleted_User wrote: »No. PPI isn't interest.0 -
Thank you for your replies.i asked the question because whenever I was asked I refused it.so no ppi for me. Hope it clears it up for others.0
-
Following on from my first post.i did in fact pay £600.00 ppi against a mortgage that turned out to be for the benefit of the mortgage company not for me for shortfall on the sale following my bankruptcy. Would this apply as I was told if I didn't take it out I couldn't have the mortgage.and could I claim that even though I went bankrupt.any ideas.thank you again.0
-
That's not PPI either. That's mortgage indemnity.
You needed to have it if you wanted the mortgage.0 -
PPI is a product. It is not a catchall for anything you want it to be.
MIG is not PPI. Car insurance is not PPI. House insurance is not PPI. Only PPI is PPI.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Does anybody know if I can claim PPI my mortgage company would not give me a mortgage on a first house unless I had PPI. They said it did not need to be with them so i had ppi with legal and general. I cancelled it 5 years later as i felt it would not benefit me0
-
Multiple issues here.Does anybody know if I can claim PPI my mortgage company would not give me a mortgage on a first house unless I had PPI. They said it did not need to be with them so i had ppi with legal and general. I cancelled it 5 years later as i felt it would not benefit me
You do not "claim" PPI, you have to make a robust complaint that it was somehow mis-sold.
The mortgage company didn't sell you PPI, you bought it elsewhere.
Difficult to see how you can accuse Legal & General of mis-selling since they didn't tell you that you had to have it to get the mortgage.
Nobody "sold" you the insurance, you bought it.
Why didn't you complain about the PPI when you cancelled it?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards