Ppi on deceased relatives

Pompey254

Good afternoon
A family member has passed away and had many loans over the years, which I am pretty sure had PPI.

I saw via martin lewis on TV that you are able to claim back the PPI as long as your the beneficerary.

How do I go about this if I have no account information?

Any advice would be greatly appreciated - Thank you

antrobus

Pompey254 wrote: »

Good afternoon
A family member has passed away and had many loans over the years, which I am pretty sure had PPI.

I saw via martin lewis on TV that you are able to claim back the PPI as long as your the beneficerary.

How do I go about this if I have no account information?

Any advice would be greatly appreciated - Thank you

Who is dealing with the estate?

You need to at least identify the lenders.

dunstonh

I saw via martin lewis on TV that you are able to claim back the PPI as long as your the beneficerary.

Not quite. The executor of the estate has the legal right. If you happen to be both then fair enough.

How do I go about this if I have no account information?

Remember that you are making a complaint about wrongdoing. You cant make allegations of what may or may not have been said as you were not there. You have to stick to factual/evidence based wrongdoing. Such as not being eligible.

So, what is the reason for complaint?

Pompey254

I am Executor of his estate and he had mentioned that he had some loans over the years but when it came to the PPI, he was not advised as to how it worked and the box was just ticked.

Over the years he has shredded paperwork, hence why I am trying to find out how I go about obtaining the infomation ( account details) to make a claim

antrobus

Pompey254 wrote: »

I am Executor of his estate and he had mentioned that he had some loans over the years but when it came to the PPI, he was not advised as to how it worked and the box was just ticked.

Over the years he has shredded paperwork, hence why I am trying to find out how I go about obtaining the infomation ( account details) to make a claim

You don't make a claim, you make a complaint that the PPI was mis-sold. Which is harder now that the relative is dead. As in, you can't state that "he was not advised as to how it worked" as one of your complaint reasons because dead people can't testify.

Normally, where someone has no information, the suggestion is to get a copy of your credit report which will show the last six years worth of borrowing. However, I have no idea as to whether you can get a credit report for the deceased.

Pompey254

Is this credit report via experian?

[Deleted User]

Pompey254 wrote: »

Is this credit report via experian?

You won't get a credit report for a deceased person from Experian.

sussexbhoy

Moneyineptitude wrote: »

You won't get a credit report for a deceased person from Experian.

Yes you will the info is here
http://www.experian.co.uk/consumer/questions/askjames264.html

[Deleted User]

sussexbhoy wrote: »

Yes you will the info is here
http://www.experian.co.uk/consumer/questions/askjames264.html

I stand corrected.

However, the OP should note that credit reports only cover the last six years and so historical finance won't be included.

dunstonh

I am Executor of his estate and he had mentioned that he had some loans over the years but when it came to the PPI, he was not advised as to how it worked and the box was just ticked.

That is an unprovable allegation. You cannot make false representations. you were not present at the point of sale. Stick to the factual reasons for making a complaint. Was he eligible? Did he have poor health?