Inheritance

Ames

skcollobcat10 wrote: »

That's why I was thinking of motability because most of the money in the inheritance will be expected to live on and pay bills.

As it is, the family couldn't afford a car, or the maintenance involved, inheritance or not, that is the money allocated from PIP for such.

Buying a reasonably priced second hand car which meets the needs of a disabled person is highly unlikely to be deprivation. PIP money pays for a heck of a lot of insurance and maintenance before it gets more expensive than motability.

xylophone

However I don't want to have my claims for benefits stopped or paused, and then have to be re-assessed.

I should think that immediately you receive the lump sum you will have to report it as a change of circumstances.

If, as seems likely, a reassessment is triggered and your benefits are suspended for a period, you will have the cash to use for your usual expenses and can show your receipts etc to the benefit provider(s) in due course.

It would seem inadvisable to make loan repayments or gifts of any description until you have clarified the situation with DWP/the LA etc.

Lioness_Twinkletoes

SPatterson wrote: »

However I don't want to have my claims for benefits stopped or paused, and then have to be re-assessed. I've had years of heavy-handed treatment and many assessments. Just want to do whatever is best that causes the least hassle.

No, you want to keep your inheritance AND your benefits and are looking for a way to achieve that.

TELLIT01

SPatterson wrote: »

However I don't want to have my claims for benefits stopped or paused, and then have to be re-assessed. I've had years of heavy-handed treatment and many assessments. Just want to do whatever is best that causes the least hassle.

Thanks again.

I can understand your concerns about reassessment if you feel your treatment in the past has been heavy handed. That doesn't change the simple fact that receipt of a large inheritance will end your eligibility for Income Related benefits and you can't just give the money away to avoid having the benefit stopped. That will be treated as deprivation of capital with an end result that you won't have the money from the inheritance to live on, but you won't receive benefit payments either.

SPatterson

@xylophone
Yes, as stated, I want everything to be above board. I plan to report the change of circumstances in advance, if possible, once I know the date I'll receive the inheritance.

@TELLIT01
Thanks. I am definitely worried about reassessment. This is not down to anything else but several experiences in the past of feeling completely ignored, and being lied to.

Nevertheless, I'm learning more each day about the process of inheriting whilst claiming. The advice on here is appreciated. I fully expect to be living off this inheritance, but I hope when the time comes, there are few issues with my claim when I go below the savings limit. Any significant purchases I will be running by them beforehand. I don't want any trouble. Apart from driving lessons and a cheap car, I imagine it'll only be things like replacement furnishings, when necessary.

Mojisola

SPatterson wrote: »

Any significant purchases I will be running by them beforehand. I don't want any trouble.

Apart from driving lessons and a cheap car, I imagine it'll only be things like replacement furnishings, when necessary.

It's worth thinking about what your costs will be when you're back on benefits - if you've only got old, energy-inefficient white goods, it could really help if you bought new ones so that your future bills will be lower.