Buildings insurance for house with with no regs

mallen

Currently buying a house with no regs for chimney stack removal and a dormer.

The work was done 3 owners ago and over 22 years ago.

My concern is buildings insurance? I did a quick quote online which asked "has there been any building work" I ticked yes. Quote came back £100 a year.. Without the buildings regs do I you need to get specialist insurance and be up front with the insurer.

Doozergirl

You already have a post up and have asked this question.

Most houses in this country will been built before the legislation or have non-compliant work or work that did not have a certificate.

They are still insurable.

mallen

OK thanks. Fair enough I will be able to be covered and have done a few quotes online but there is no where to state "no building regs" it just asks has there building work been completed.

I guess it would be best to call up in person and talk to the insurer directly.

davidmcn

mallen wrote: »

there is no where to state "no building regs"

That's because they don't care whether or not there are building regs.


This keeps coming up and it's a complete red herring.

eddddy

You should read a buildings insurance policy to see what it covers - that might solve your confusion.

For example, if the dormer falls down because it's a botch job, it won't be covered by buildings insurance (whether or not it has building regs sign-off).

If you are worried that the the chimney stack removal or dormer may have been done badly, you should instruct a surveyor to look at them. Buildings insurance is irrelevant.