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No building regs loft conversion or chinmey remova

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Comments

  • mallen
    mallen Posts: 92 Forumite
    Eighth Anniversary 10 Posts
    Ithaca wrote: »
    We had a similar issue selling our house - no paperwork for a removed chimney breast. For whatever reason it wasn't flagged as a concern when we purchased but our buyers solicitor picked it up.

    We ended up with the dreaded Indemnity Policy. We argued enforcement was vanishingly unlikely as the work had been done at least 15yrs before but it was worth £60 to push the sale along.

    So when you sold you had to pay for an Indemnity policy for the new buyer?

    Should I be requesting a indemnity policy from my seller?
  • mallen
    mallen Posts: 92 Forumite
    Eighth Anniversary 10 Posts
    Regarding buildings insurance - I have done an online quote which asked "has there been any building work/extensions etc" I selected yes but worry that because there are no building regs for the removal of the chimney stack and dormer all generic building insurance will be invalid..
  • Doozergirl
    Doozergirl Posts: 34,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All Period properties would have been built without building regs. It isn!!!8217;t a problem.

    Ifyou had something new that wasn!!!8217;t built safely then I!!!8217;m sure buildings insurance wouldn!!!8217;t cover for poor workmanship but the test of time eradicates that risk.
    Everything that is supposed to be in heaven is already here on earth.
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