Money for children

xylophone

Would it not be better for the relative to invest the money ?

It may be that the relative (who is said to be very old) does not wish to be a Trustee at this stage?

If the money were left to the children in the relative's will, the money would need to be held in trust for the children - the trustee would usually be the parent although the executor or another person named in the will could take on this role (if willing).

Rather than giving the gift in two cheques now, the relative might gift as much money as will fill the CTFs in the CTF year, then gift agin after transfer to JISA, then again in the tax year 2018/19 as outlined in my previous....

But it seem to me that the OP should discuss the question of the gifts with the benefit provider(s).

As for deprivation of assets, we cannot comment as nothing has been said to indicate the relative's financial situation.