House insurance: items over £1000

Bimbly

I'm on one comparison site for my house insurance and they want me to list items over £1000.

When I moved in, I bought a dining set at £1499. But the table and chairs separately would be less than £1000.

My bed is worth more than £1000, but I bought the bedframe at one shop and the mattress at another under £1000 each.

Etc.

What do people do when listung these things? I have a lot of items which cost over £1000.

YHM

If you have so much of value, why are you scrimping to save pennies on a comparison site. Get a broker involved to ensure your valuables are suitably protected with a good solid insurance policy

rs65

Bimbly wrote: »

I'm on one comparison site for my house insurance and they want me to list items over £1000.

Are you sure you have to list household items? Sure it’s not items that you would take out the house or valuables, art etc.

rs65

YHM wrote: »

Get a broker involved to ensure your valuables are suitably protected with a good solid insurance policy

There are plenty of direct writers who provide good solid insurance policies. Also plenty of brokers who don’t.

Blibble

Are you sure it isn't asking for valuables over £1000? Valuables generally include jewllery, artwork, bicycles etc.

ValiantSon

YHM wrote: »

If you have so much of value, why are you scrimping to save pennies on a comparison site. Get a broker involved to ensure your valuables are suitably protected with a good solid insurance policy

It isn't necessary to use a broker to get an insurance policy that meets these kinds of needs. The items described by the OP are fairly normal everyday items that are covered by lots of insurers who are listed on comparison sites. The OP wanted to know how to categorise them, not to be told that they should take on the services of an insurance broker.

Furthermore, it is almost certain that the question was about valuables. I'm surprised as a broker you wouldn't have realised that.

I appreciate that you are an insurance broker and therefore feel that you provide a useful service, but I can't help feeling that your response is also influenced by your occupation, rather than being an objective view of the issue. Your vested interest is showing.