What do i do when i run out of cards?

heliman_2

Hi,

Just getting sorted with Stoozing. What happens when i run out of cards i can apply for? Can you cancel old cards and re-apply with the 0% offers?

I am only going to do 3/4 a year, but i have used 0% offers in the past.

Thanks in advance for help!

sicker

The best option may be to close unused cards and re-apply in about 6 months. This my vary as for instance I just called to close my A&l card to-day and was offered 0% for 9 months with a 3% trans fee (not very good but I shall gain a small reward in the 9 months plus only £10 min repayment monrthly).

John

Milarky

sicker wrote: »

The best option may be to close unused cards and re-apply in about 6 months. This my vary as for instance I just called to close my A&l card to-day and was offered 0% for 9 months with a 3% trans fee (not very good but I shall gain a small reward in the 9 months plus only £10 min repayment monrthly).

John

Ask them for a 'not zero' rate (like 0.9%) and they can do it for no fee - even better value (although I only got offered 6 months.)

wayoflife

some companies only ever have 1 offer (nationwide) and some have continuous offers some have dynamic offers, which are tailored to the individual customer (Barclaycard)

what you need to do is have a plan for the short term and stick to it. After this go to the next one.

ALWAYS keep your spending (purchases) seperate to any stoozes
Make sure you use your negotiating powers!

thanks