Landlord cover for electrics and plumbing

the_legend

All,

I hope someone can help me find a good landlord cover for plumbing and electrics.

Homeserve, with whom I was with till I moved out of my flat and put it up on rent, is charging an excess for each time an engineer visits the flat. So I am looking for affordable cover which will cover the basic plumbing and electrics requirement without charging for each visit.

I dont have gas in the flat so do not qualify for British Gas cover.

Any help will be greatly appreciated.

Yes, I HAVE Googled for cover. I am here to get tips from other landlords who have taken out a similar cover.

need_an_answer

Surely the number of a local electrician and plumber whom you have seen work of would suffice.

As a LL I have always found it just as easy to make contacts that way and once they have done a couple of jobs for you and you paid on time they are more than happy to attend issues at short notice if you become a "regular customer"

That way I have never paid a call out fee.

Not having GAS in the flat will negate the need for a gas safety certificate needing issuing every year so presumably the plumbing you require would be for reasonably basic issues?

How many times are you calling out at present?

the_legend

Thanks @needananswer
In the last 4 months, there has been a need to call out an engineer almost every month. When I lived in the flat it was rare to have to call a plumber or an electrician.
Since I have a day job, organising a plumber/ electrician so often becomes a hassle. Hence, I thought it would be best to get a landlord cover.

G_M

I ould put aside the same amount into a savvings account, and use that to pay a decent local plumer/sparke when needed.

If you've needed a plumber 4 times in 4 months

* either your entire plumbing needs an overhaul/upgrade or
* your tenants need educating or billing

What were the call-ous for?

the_legend

Call outs were all to do with a new immersion heater that I had installed recently.

The old one had only one heating filament and was wired directly to mains by the previous owner. It worked fine for us till one day it stopped working and the Homeserve engineer couldnt pull it out to replace it. Homeserve had me change the entire heater instead of just the filament.

I then moved out and rented the flat out.

The new heater has two filaments which both couldnt be connected to the same electric supply (which I learned after the timer on one of them burned out).

Just today I got a call again from the tenant that there was no hot water. I couldnt leave work and go to tend to the problem. Hence, the need for a cover to take care of such issues when I am at work.