Childcare Vouchers and Tax Free Childcare

PMurphy

Hi,

So I have a question about childcare. My current employer does not offer any childcare vouchers, so my wife and I are on this Tax Free Childcare scheme (We pay 80% they (Govt.) pay 20%).

I have been offered a new job where childcare vouchers are offered but have just been told you can only get £243 worth before they are taxed. I cannot find it anywhere online that says you cannot use both. Under my reckoning could i get the maximum tax free allowance through my employers voucher scheme, then top up to rest of the amount using the tax free childcare scheme.

I realise this may sound unscrupulous but I genuinely cannot find the answer. Also its blinking irritating that you cant get voucher for your full monthly amount of childcare. As mine comes it and around £500, so it would be AMAZING if I could top up the remaining £200 and get the remaining £50 using tax free scheme off the millionaire that is Mr. Hammond.

If you could let me know that would be great!

Thanks

chelseablue

https://www.gov.uk/help-with-childcare-costs/childcare-vouchers

See above link, unfortunately you cant use both the tax free childcare scheme and have vouchers

Also when do you start your new job?

As Childcare vouchers is closing to new applicants from 6th April this year

PMurphy

4 weeks notice starting tomorrow, so 1st March I think.

bexy_v

i would get into contact with your new employer and request in advance any childcare, i work at a big orgnaisation and their cut off is end feb due to way pay works as i rejoined mine due to little one being born. Im the same can only buy £243 of vouchers and our nursery bill is going to be £580 a month for just hte young one without childcare holiday costs for second but thats why i had to wait 6 years between them. Def check so you dont miss that deadline to join