We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Back, still in debt, probably depressed (Take 2)
Comments
-
Pleased that you are OK, hope that LO had a good birthday.The best thing about the future is that it comes one day at a time. (Abraham Lincoln)0
-
Not quite what id planned for LO Maddie, but told OH that was his faultCC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0
-
I must admit I had forgotten about LO's birthday. I hope that she enjoyed her day at least.
Glad that you are ok.Sealed Pot Challenge no 035.
Fashion on the Ration - 45/66 ( 5 - shoes, 1.5 - bra, 11.5 - 2 pairs of shoes and another bra, 5- t-shirt, 1.5 yet another bra!, 3 coupons swimming costume 1.5 yet another bra, 10 coupons, 2 jumpers, 6 coupons 6 prs of socks)0 -
I hope things improve for you. You are under a lot of stress and could really do with a lot more support and understanding for OH. Lots of friends on here to help you through.Have adventures. laugh a lot and always be kind.0
-
Thank you everyone. LO had a great time, pancakes for breakfast, soft play then burgers and birthday cake when we got home. My parents didn!!!8217;t get to see LO on her birthday (OH kept messing me about and trying to make stuff difficult by saying all sorts of stuff about my parents again). LO got a few FaceTime calls from family (mine) and they all sent cards and small presents. I!!!8217;ve had nothing from OHs family.
Home made cottage pie for dinner then going to sort out my bills and cc and I will post an update laterCC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0 -
Families!!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I agree Beanielou. Mine aren!!!8217;t perfect but they never forget LOs birthday. OH keeps saying why don!!!8217;t we have x, y, z like his niece has. I keep reminding him his niece is good at taking from other people and not giving back.
Ive updated my cc in my signature. It had interest go on but the balance has gone down by around £50 since last month. Hopefully I can make more little payments to keep chipping away at it.CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0 -
Chipping away is always good
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Ive just transferred my first £5 out of receipt hog, which will go to my cc when it comes through. There's a transfer deal on my next cc (I have 3 now, no 1 paid off and currently paying no 2), 6.9% for 4 years. Im currently paying 29.9%. I could transfer £1000, is it worth it?
Meeting my Mum tomorrow which im looking forward to. Theres also a big announcement at my work, not sure if its to do with changing jobs or teams. Just have to wait and see. More bag savings to add. I bought a birthday present for my best friends LO, managed to get 2 pairs of trainers and 2 pairs of slippers for £12 in the sale! I let my friend know, she loves a bargain too and couldnt believe what I managed to get.CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0 -
I would transfer as much as possible.
That is a big difference in APR so you would be repaying more captital I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards