Missing accounts

Zerodebtsoon

We live overseas but still own a uk place and have some uk accounts and out of interest decided to check our credit reports in the uk for the first time since leaving almost 3 years ago.
Experian and Equifax both have 2 accounts missing - Barclaycard and Tesco credit card.

I’ve not checked with Noddle yet as for some reason the website doesn’t want to load from any of my devices.

Any ideas why these two wouldn’t be showing? I can’t recall whether they were showing on either before we left the uk

[Deleted User]

The lenders may not report to them. Ask them

Zerodebtsoon

Thanks zx81
Checked Noddle and they’re not on there either. I’ll check with the providers.
Both are quite old cards so may be the reason.
My NatWest Bank account isn’t on any of the reports either.

Thrugelmir

Zerodebtsoon wrote: »

Both are quite old cards so may be the reason.

Then the providers may not able to. If they haven't got your permission.

tenchy

Thrugelmir wrote: »

Then the providers may not able to. If they haven't got your permission.

I didn't think they needed it? Some definitely don't.

[Deleted User]

They need it if it wasn't specified in their terms and there has been no notice of variation.

RG2015

tenchy wrote: »

I didn't think they needed it? Some definitely don't.

I was speaking to NatWest yesterday and they said for accounts opened before 1989 they needed the customer's permission before they could inform the CRAs.