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How long do declined applications affect rating?

If someone applied for a load of cards before being accepted, how long does it affect the credit score for?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The credit score is fictional, so that question has no answer.

    Different lenders will take a different view for different products. Try not to make too many applications at once -take a break between them, perhaps 2-3 months.

    Declines don't show, searches do.
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