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Default dates

Hi
Can someone with a bit of knowledge help me out.
My history is that I went bankrupt on april 2012. In april this year it will be 6 years since that date i was assuming my credit report would be clean. The problem is that on my credit report one of my creditors are showing defaulted for a number of months after that my original bankruptcy date.
Is this something they should amend if i dispute it?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    It shouldn't make any difference, as it will still fall off 6 years from the initial default.
  • sourcrates
    sourcrates Posts: 31,817 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    If, for any reason it does not disappear, then you will need to deal with the matter, where insolvency is concerned, creditors get confused as to how to mark accounts, and errors do occur from time to time.

    This can lead to problems such as accounts showing for longer than necessary, and still bearing a default marker instead of saying partially settled.

    Just keep your eye on it, it should vanish of its own accord.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Thanks for your replies, I will keep an eye on it and if it doesn't drop off then ill get on to them
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