Travel Insurance Allergy Screening

porkpies

I need Travel Insurance for a Ski Trip.:snow_laug I've had mild allergies for 30 years without ever having a life threatening reaction but have been prescribed an Epipen JUST IN CASE (as the GP said ANYONE with any form of allergy should carry one just in case). I realise I must declare everything so I type in ALLERGY and it asks 'Are you at risk from a life threatening reaction?' If I put yes the premium rockets - Should I put 'yes' or 'no?' Why is the question there if everyone with an allergy has the possibility is may turn life threatening?:doh:

elsien

I have hayfever, dust allergy, skin contact allergy and allergies to certain perfumes. And possibly others as yet undiscovered. Never been offered anything other than anti-histamines.
Are any of yours food allergies, medication or insect bites, as that might make a difference?
If you're unsure, either check again with the GP or phone the insurer up and explain the situation and see what they say.

The epipen website says "This medicine must only be used to treat anaphylaxis in people who have been prescribed the EpiPen by their doctor. This will be because they have a history or recognised risk of going into anaphylactic shock. The EpiPen should not be used to treat anyone else, even if they have similar symptoms."

Which does beg the question as to what makes the GP think you are at a recognised risk?

porkpies

I have allergy to latex (skin hives) and if I eat nuts my tongue gets itchy or I vomit, If I go near animals I start sneezing.

EssexExile

I would be honest. I assume, as you have an Epipen, that your doctor thinks "yes" is the appropriate answer.

elsien

I'd agree, especially with the nut allergy. Not something you want to take chances with.