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Clearing aqua card balance- does it still improve credit score?

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Comments

  • 2ilent8cho wrote: »
    Aqua will more than likely start increasing your limit a lot if you keep paying off your bill in full (they did with me, jumped me from £900 to £1800 limit in 3 months), bigger limits are good if you don't ever go near the max as it makes your credit utilisation look lower which is a positive factor.

    Yup, aqua doubled mine on the 4th statement from 900 to 1800 pounds....think they have had about 7 quid interest out of me.

    And down to my own fault possibly a late fee, my statement date is the 22nd...so anytime now my statement will be produced and I’ll find out.
  • Chris_P_2
    Chris_P_2 Posts: 194 Forumite
    Ok thanks all. I'm guessing it's best to clear it but still use to build credit score (but pay off in full each month)?
  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Chris_P wrote: »
    Ok thanks all. I'm guessing it's best to clear it but still use to build credit [STRIKE]score[/STRIKE] history (but pay off in full each month)?

    Yes. .
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