The Invisible 16 months 0% Credit Card

The_Wink

I have just gone to money supermarket from an ad off google for credit cards and they are advertising an Exclusive 16 Months - 0% credit card. But when i land on their site. There is no such card to be found.

I know we are coming upto Hallowen but this one seems a ghost credit card. Now you see it now you don't. Anyone manage to get this imaginary card?

edsteruk

Hmmm I see what you mean... when looking on there site the best balance transfer card they have is the Capital One card and the 0% rate lasts til 01/02/2009 - and I make that 15 and a bit months not 16!!!

Seems a bit unfair to me that they are misleading people into trying to sign up for a product they will not be recieving as advertised - especially as it will take 2 weeksish to recieve there card so will actually be 15 months which matches others like Virgin Money (MBNA).

Shameful advertising!

Milarky

edsteruk wrote: »

Hmmm I see what you mean... when looking on there site the best balance transfer card they have is the Capital One card and the 0% rate lasts til 01/02/2008!

That's '2009' - I just checked!

edsteruk

Milarky wrote: »

That's '2009' - I just checked!

Oops my bad thanks!

YorkshireBoy

edsteruk wrote: »

Shameful advertising!

Why not read the T&C's before passing judgment?...

For balance transfers:
An effective rate of 0.00% p.a. fixed until the day after your February 2009 monthly statement, and then 15.94% p.a. (variable), until repayment.

Setting your statement date to the 28th of the month will mean you actually get over 16 months at 0%.

edsteruk

YorkshireBoy wrote: »

...Setting your statement date to the 28th of the month will mean you actually get over 16 months at 0%.

While I do accept that is factually true - that is not what moneysupermarket site advertises nor the initial landing page, until you read the small print.