MBNA Card

zb215delay

Hi

Just applied for an MBNA All Round Credit card - essentially to pay off honeymoon before wedding in Nov with 0% on purchases for 30 months.

This was all good until I noticed some fine print that said the 0% on purchases only applies to purchases made in first 60 days?

Is this the norm? I have one credit card I usually pay off in full every month and I have never completed BT or MT before as I've been happy just paying this off.

Does this kind of offer usually only apply for a set time after account is opened? Or is this just MBNA?

YorkshireBoy

MBNA may not be unique, but it's very rare to see such a restriction on 0% purchase cards.

Shakin_Steve

Seems to be the case:

https://www.mbna.co.uk/compare-credit-cards/purchase-credit-cards/mbna-all-round/?gclid=Cj0KCQiAkZHTBRCBARIsAMbXLhF3bev4SMNksdL_IcKs5x8ZjeQ0SzNAhlnL2PCm9EAlyV9hjOS3UScaAizxEALw_wcB&gclsrc=aw.ds

zb215delay

So is this just an MBNA thing? Would other 0% cards actually be 0% on purchases for whole period of promotional offer?

[Deleted User]

Some will, some won't. Check before you apply.

YorkshireBoy

I'm sorry post #2 wasn't clear enough. Let me see if this is better...

zb215delay wrote: »

So is this just an MBNA thing?

No.

Would other 0% cards actually be 0% on purchases for whole period of promotional offer?

Yes.

wiseonesomeofthetime

They have changed the T&C since I had my All Round CC then as mine covers the entire period.

Lucky me

TadleyBaggie

wiseonesomeofthetime wrote: »

They have changed the T&C since I had my All Round CC then as mine covers the entire period.

Same here.

Chrysalis

Tesco the 0% lasts for the entire promotional period.

To me I have always seen the first 60 days only thing as a bit of a scam.

Having a 0% purchase card that only works for 60 days is almost useless, I dont see the point in it.