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End of IVA term
Hi all,
My IVA was paid off within 9 months of taking it out and this year will mark the 6 year milestone!
Will this come off my credit record automatically or do I have to ask each credit score company to do it separately?
Thanks.
My IVA was paid off within 9 months of taking it out and this year will mark the 6 year milestone!
Will this come off my credit record automatically or do I have to ask each credit score company to do it separately?
Thanks.
ENFP - Assertive
Officially in a clique of idiots
Smoke me a kipper; I'll be back for breakfast
0
Comments
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After 6 years it will drop off each individual credit reference agency file automatically.
Just be aware some CRA`s update quicker than others.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
sourcrates wrote: »After 6 years it will drop off each individual credit reference agency file automatically.
Just be aware some CRA`s update quicker than others.
Thanks!
ENFP - AssertiveOfficially in a clique of idiotsSmoke me a kipper; I'll be back for breakfast0
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