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Please Help! Income Protection Insurance

I am looking at taking out some income protection insurance and have found 2 firms.

One is: Marketing & Management Services Ltd (called mms)
The other is : First Call Payment Protection

I am looking carefully as I have heard horror stories about not paying out etc.

Has anyone got any experience with the above because both claim to be pretty good?

Cheers - Albert

Comments

  • dunstonh
    dunstonh Posts: 121,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    This would have been better in the insurance forum rather than this one.
    I am looking at taking out some income protection insurance and have found 2 firms.

    What type of income protection?
    Proper income protection (known as permanent health insurance - PHI) or payment protection insurance known as PPI?

    I dont recognise either of those two companies as offering proper income protection plans. I think they are both PPI (which would explain their poor claims rate - not something you tend to see on PHI plans).
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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