Do car speeding fines (3 points) affect your car insurance price?(renewal increase?)

Warwick_Hunt

docmatt wrote: »

My insurance renewal on my car was £1380 and it changed to1440 after declaring my recent sp30 which was 3 points and I think it was 60 quid fine.

Ouch, is that your only conviction?

docmatt

Warwick_Hunt wrote: »

Ouch, is that your only conviction?

Yes otherwise clean license!

molerat

When I got my last 3 points back in 1990 my insurer said "everyone is allowed 3 points" and it made no difference. The current trend is to keep headline prices low and make up the difference by adding charges for the slightest change in circumstances.

Hoof_Hearted

I have had a few SP30's over the years. The difference to the premium is marginal. If the premium is hiked too much, go elsewhere.

bris

It depends on the insurer, mine didn't go up.

macman

Given that the fine is the same price as the SAC, why would you not do the latter?

Computersaysno

macman wrote: »

Given that the fine is the same price as the SAC, why would you not do the latter?

It's a day off work so you lose that money as well.