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Do car speeding fines (3 points) affect your car insurance price?(renewal increase?)

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Comments

  • Warwick_Hunt
    Warwick_Hunt Posts: 1,179 Forumite
    docmatt wrote: »
    My insurance renewal on my car was £1380 and it changed to1440 after declaring my recent sp30 which was 3 points and I think it was 60 quid fine.

    Ouch, is that your only conviction?
  • docmatt
    docmatt Posts: 915 Forumite
    Warwick_Hunt wrote: »
    Ouch, is that your only conviction?

    Yes otherwise clean license!
  • molerat
    molerat Posts: 35,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    When I got my last 3 points back in 1990 my insurer said "everyone is allowed 3 points" and it made no difference. The current trend is to keep headline prices low and make up the difference by adding charges for the slightest change in circumstances.
  • Hoof_Hearted
    Hoof_Hearted Posts: 2,362 Forumite
    Part of the Furniture 1,000 Posts
    I have had a few SP30's over the years. The difference to the premium is marginal. If the premium is hiked too much, go elsewhere.
    Je suis sabot...
  • bris
    bris Posts: 10,548 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It depends on the insurer, mine didn't go up.
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Given that the fine is the same price as the SAC, why would you not do the latter?
    No free lunch, and no free laptop ;)
  • Computersaysno
    Computersaysno Posts: 1,243 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    macman wrote: »
    Given that the fine is the same price as the SAC, why would you not do the latter?


    It's a day off work so you lose that money as well.
This discussion has been closed.
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