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Reclaiming car ins after no fault claim
lisyloo
Posts: 30,113 Forumite
Hello,
I have just found out that an accident my folks were involved in 2 years ago may be finally decided to be a "non-fault" claim.
This is great news.
However they went to a new insurer for the last 3 years (it's about 2 years ago but covers 3 annual premiums).
Are the new insurer (Direct line) likely to refund the extra they have paid for the last 3 premiums or will we need to get the legal insurance to claim from the 3rd party.
I think they had protected no claims so no loss of no claims but they were loaded because of the accident (for 3 premiums).
I have just found out that an accident my folks were involved in 2 years ago may be finally decided to be a "non-fault" claim.
This is great news.
However they went to a new insurer for the last 3 years (it's about 2 years ago but covers 3 annual premiums).
Are the new insurer (Direct line) likely to refund the extra they have paid for the last 3 premiums or will we need to get the legal insurance to claim from the 3rd party.
I think they had protected no claims so no loss of no claims but they were loaded because of the accident (for 3 premiums).
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