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How Much Can I Overpay?

I have a mortgage with TSB and have about 28 years to go. My question is what is the percentage I can overpay per year without getting fined?


  • I'm no expert but I dont think there will be one answer - depends on the product. Ask the provider.
  • A_Frayed_KnotA_Frayed_Knot Forumite
    3.2K Posts
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Exactly as Greta says. Phone them and ask or go through your mortgage agreement, that's where I saw mine. After asking, I checked my agreement.

    Got to remember my bank didn't have a clue how to allocate an overpayment to main account and keep my payments the same :eek:

    ps, usually 10% of mortgage balance as at 1st Jan of the current year.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
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