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Just Been Told I Can Claim PPI via Phone Call. Can I?
Comments
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konn1ch1ha wrote: »I know I pay for fees and interest on the OD.
Neither of which are PPI. Most banks didnt offer it on overdrafts. Where it was available, it showed as a debit on your statement.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
...and why do you think that these might be somehow reclaimable? You pay for an overdraft.konn1ch1ha wrote: »I know I pay for fees and interest on the OD.0 -
Moneyineptitude wrote: »...and why do you think that these might be somehow reclaimable? You pay for an overdraft.
I don't, but why is someone asking for my paying-in bank details because of a claim that has been accepted and was a very busy call-centre? What can gain he gain from an account number and sort code?0 -
If you truly don't know, then I recommend you do some research about keeping your bank account secure.konn1ch1ha wrote: »What can gain he gain from an account number and sort code?
https://www.money.co.uk/current-accounts/how-to-keep-your-bank-account-secure.htm0 -
Moneyineptitude wrote: »If you truly don't know, then I recommend you do some research about keeping your bank account secure.
https://www.money.co.uk/current-accounts/how-to-keep-your-bank-account-secure.htm
Thanks for the link, but it doesn't state the dangers of giving sort code and/or account number.
I know the long card number is the one to avoid; the caller wasn't asking for that.0 -
Best advice is don't give ANY bank account details at all to random cold callers.0
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Moneyineptitude wrote: »Best advice is don't give ANY bank account details at all to random cold callers.
Just had another call from them, I asked for their details and address. Checks out, they're a PPI firm:
http://www.hallandhanley.com/
Still dubious.0 -
You need to check on your old statements or with your bank whether you ever had PPI. If you did (and it's quite a big if) you can use the templates on here to make a claim yourself if you feel it was missold - not all PPI was.
If you do have a claim you don't need a firm out on a fishing expedition doing it for you.All shall be well, and all shall be well, and all manner of things shall be well.
Pedant alert - it's could have, not could of.0
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