We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Is paying above min cc payment positive
Dandytf
Posts: 5,073 Forumite
Thinking from another thread-not my post.
Is paying from £1 above minimum credit Card payments postive for credit rating or negligible in improving rating.
I ask as I have maybe 2 on minimum payments which are marked on some CRA’s as minimum.
Is paying from £1 above minimum credit Card payments postive for credit rating or negligible in improving rating.
I ask as I have maybe 2 on minimum payments which are marked on some CRA’s as minimum.
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
0
Comments
-
It's very positive. It avoids the minimum payment marker, which is generally interpreted as meaning you can only just afford your debts.
The exception is on 0% promos, where there is also a promo marker. Lenders expect these to be paid as min payments.0 -
Deleted_User wrote: »It's very positive. It avoids the minimum payment marker, which is generally interpreted as meaning you can only just afford your debts.
The exception is on 0% promos, where there is also a promo marker. Lenders expect these to be paid as min payments.
Thanks
I’ll setup some new DD’s then.Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.9K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards