Vanquis balance transfer help!

Beakyd

Hey, if any one could help me out I'll be eternally grateful.

Short question:
Does anyone know of a credit card that will accept a balance transfer from a Vanquis and Ocean Finance card?

Long story:
I've been struggling the last few years to pay off my credit cards - 1 with Vanquis, 1 Capital One, 1 Ocean Finance (a subsidiary of Capital One). My sister kindly took a Sainsbury's balance transfer credit card, to transfer all debts over, I then pay her card off each month so reduce my payment and clear the debt as it's 0%interest for 3 years.

However, when we tried to transfer the balance, we were told that the Vanquis and Ocean Finance balance could not be transferred onto the Sainsbury's card - this is due to Sainsbury's banks rules, not a restriction with Vanquis or Ocean Finance. Luckily the Capital One balance was transferred without a hitch.

To work around this we are planning to transfer to another card that will accept balance transfers with Vanquis and Ocean finance.

Have any of you Money experts succesffully made a balance transfer from Vanquis or Ocean finance recently? and if so, who did you use?

Thanks in advance :A:A:A:A

[Deleted User]

This comes up a lot with Vanquis.

The easiest solution, if you can, is to go the money transfer route.

Beakyd

Thanks zx81 for your super fast reply!

Do you mind if I ask what you mean by 'the money transfer route'?

[Deleted User]

Some cards offer a money transfer option as well as balance transfers - it allows you to put funds from the credit card into your current account and you can then pay whoever you like from there.

Beakyd

AHAH, that makes sense, thank you so much. Will have a look into it.