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£250 B(Clydesdale)switiching RIP

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FYI phoned the bank today to ask when I would be getting my £250 for switching which I did 2 months ago....got told that as I didn't use the automated switch service I wasn't eligible...I remember the page when asked to do it manually or automatically and nowhere did it say that if you did it yourself then you wouldn't get the deal. I'm furious all they said was that it was in the T's and C's and in the Banks favour so they wouldn't do anything. I moved everything across as well pay the lot. I feel so ripped!

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  • clivep
    clivep Posts: 635 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Lawminator wrote: »
    FYI phoned the bank today to ask when I would be getting my £250 for switching which I did 2 months ago....got told that as I didn't use the automated switch service I wasn't eligible...I remember the page when asked to do it manually or automatically and nowhere did it say that if you did it yourself then you wouldn't get the deal. I'm furious all they said was that it was in the T's and C's and in the Banks favour so they wouldn't do anything. I moved everything across as well pay the lot. I feel so ripped!

    Switch offer qualifying criteria:
    2. The switch must be completed using the Current Account Switch Service*, which involves the transfer of all active credit and debits from the account you hold with another bank or building society, and the completion of an account closure instruction for that account.

    Pretty clear really.
  • Chalking it up as a lesson in making sure you do read the T&Cs in full before diving in, is all you can do unfortunately. Every switch offer I have used has required that you switch using the CASS service, which is automatic.
  • dave_dph
    dave_dph Posts: 652 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    You had to use the switch service to qualify for the £250 reward; the terms did however state that the two qualifying direct debits could be set up manually. This is probably what has caused the confusion.
  • Thanks all points all valid and noted for next time!
  • Mchambers
    Mchambers Posts: 1,054 Forumite
    OP.....Oh well never mind. For info, I got the £250 bonus. Switching to Natwest to get£125 bonus now. Ain't life good ?:D:D
  • surreysaver
    surreysaver Posts: 4,830 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think as well as reading the T&Cs, you need to understand them! I can understand someone reading 'switch your account' and thinking 'move everything across' rather than understanding the phrase to mean the bank has to do it
    I consider myself to be a male feminist. Is that allowed?
  • wizzywig27
    wizzywig27 Posts: 1,536 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Mchambers wrote: »
    OP.....Oh well never mind. For info, I got the £250 bonus. Switching to Natwest to get£125 bonus now. Ain't life good ?:D:D

    Point in this post is....?
  • I think as well as reading the T&Cs, you need to understand them! I can understand someone reading 'switch your account' and thinking 'move everything across' rather than understanding the phrase to mean the bank has to do it
    True, but I think "must be completed using the Current Account Switch Service* seems pretty clear.
    Retired at age 56 after having "light bulb moment" due to reading MSE and its forums. Have been converted to the "budget to zero" concept and use YNAB for all monthly budgeting and long term goals.
  • wizzywig27 wrote: »
    Point in this post is....?
    Self congratulation. :D
    Retired at age 56 after having "light bulb moment" due to reading MSE and its forums. Have been converted to the "budget to zero" concept and use YNAB for all monthly budgeting and long term goals.
  • wizzywig27
    wizzywig27 Posts: 1,536 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Self congratulation. :D

    Or self gratification
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