Round the World travel - ways to manage my money

hammy_the_hammer

i don't know whether the message has got across
nationwide, nationwide,nationwide,nationwide, nationwide,nationwide,nationwide,nationwide,nationwide,nationwide,nationwide,nationwidenationwide, ,nationwide,nationwide,nationwide,nationwide,nationwide,nationwide,

luci

RedBern wrote: »

yep - I'm referring to the post office visa card that you top up with money - like a smart card - that you can use in shops for free. You can top it up in either euros or dollars and then it saves carrying cash around.

It isn't a credit card - don't know what you'd call it!

Amex used to call it a Travellers Cheque Card when they were still doing it.

I took one out only because I got $100 free when I loaded it with $1000, but the exchange rate was poor so I only got $60-70 in reality.

Hated it. A friend had a problem with one taking of the transaction twice and leaving her short of money. It was difficult to keep track of how much was still on it without calling up Amex all the time and there was a $2.50 fee every time I used it in an ATM to get cash.

Personally I would steer clear. Ordinary TC's are a much better option in my opinion as you always know how much you have left and no fees.

chris_2312

Thanks for everyone’s great comments and advice. I think I will definitely be opening a Nationwide account.
Thanks again
Chris

ManAtHome

Warning on Nationwide - they've recently introduced a new set of totallay inane "security" questions/ You may be ok in your 20s, but 40/50+ you're only likely to know 3 of the five questions at most (the rest are mainly "how you feel at the time", so more likely to need writing down which is why I put "security" in quotes.

I'll probably carry on using them in the short-term, but now actively looking for alternatives.

Donnie

Are you joking?

It seems obvious that they feel that they need an extra layer of security. Do you think the Hackers have given up trying to infiltrate security systems?

Be thankful that they are taking your security seriously.

Donnie

RedBern wrote: »

yep - I'm referring to the post office visa card that you top up with money - like a smart card - that you can use in shops for free. You can top it up in either euros or dollars and then it saves carrying cash around.

It isn't a credit card - don't know what you'd call it!

Don't. :eek:

Stick with the stalwarts: Nationwide Debit or Cash Card for worldwide cash withdrawals.

For purchases and emergencies:
Nationwide CC: http://www.nationwide.co.uk/creditcard/
Audi Card: http://www.audi.co.uk/audi/uk/en2/financial_services/audi_card.html
Post Office Mastercard: http://www.postoffice.co.uk/portal/po/jump1?catId=19400177&mediaId=34100665