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Part of bedroom overhangs neighbours property

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Comments

  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    G_M wrote: »
    That's the bit I'd be interested in. So it would pay:

    * your legal costs to fight such a dispute?
    * and/or any loss in value of the property if you lost such a dispute? If so, how would this be calculated?
    * what about a dispute over maintenance costs? Or damage to your property resulting from work done (or not done!) to the property above/below yours?
    .......??
    All of the above, up to the original value of the property (but with the insurers hoping they can make a cheaper arrangement with the neighbours). Google around the relevant insurers and you can probably find some sample policy wording if you're interested.
  • vicki2221
    vicki2221 Posts: 165 Forumite
    100 Posts Third Anniversary
    According to the solicitor the lender will accept the flying freehold with the insurance. So now I'm back to worrying about the bathroom.
    Save £12k in 2018 #130 - £1200/£7,000
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    vicki2221 wrote: »
    So now I'm back to worrying about the bathroom.
    Well, several things occur to me

    * plumbing. Is there any? where would the drains go and where would the water come from?
    * Legal. If new drains required, they might have to pass through, or down the exterior of, your downstairs neighbour's property. Permission needed?
    * structural issues. Unlikely to be an issue, but if adding significant weight to the floor it' a consideration. Especially if an old property. Ask the surveyor to comment when he does the survey?
    * noise etc. Even if there's no legal or structural objection to the en suite, you may p*ss off your downstairs neighbour. Does this matter to you?
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