Advice needed on accident that was not my fault

Juju1987

Z1a...
It is a round about with 4 lanes.
I was on the far left to exit. The lanes on the right where stopped by traffic/traffic lights. I suppose the van driver decided that he wanted to exit the round about and stuck the front of his van out without a signal just when I passed by which scratch the rear right side of my car.

Juju1987

I will call my insurance and see what they say given that it could be a breach of contract not to call them.

z1a

juju1987 wrote: »

z1a...
It is a round about with 4 lanes.
I was on the far left to exit. The lanes on the right where stopped by traffic/traffic lights. I suppose the van driver decided that he wanted to exit the round about and stuck the front of his van out without a signal just when i passed by which scratch the rear right side of my car.

OK, so not passenger side, as in OP.

Warwick_Hunt

loskie wrote: »

you have to at least notify your insurer to not do this is fraud.

Claim directly off the van owners insurance if they admit liability (which it sounds like) it will be easy.
Your own NCB should not be affected and premiums not increase if you do this.

If you say so.

lotteryman

My daughter had a push cyclist crash into the car whilst stationery and eventually they claimed off the cyclist. It went down as a no fault claim on her insurance and she got back her no claims discount and her excess.

Therefore if you prove it is not your fault it goes down as a no fault claim on your insurance which will not affect your no claims in the longer term (although it may take a while to sort out)

Marvel1

If you believe it's not your fault, tour NCB will not be affected.

elsien

By the way, you are not a kept woman.
Your husbands contribution over the years was financial. Your contribution was childcare, running the house and looking after parents. Without you doing that, he would have had to pay someone else to come in and do.
Your contribution to house and home was just as valuable, just in a different way. So all marital assets are joint ones, the house the savings and the pension. It's not his money that he is kindly sharing with you.

So if you're both worried about how you're going to manage, then there's nothing stopping both of you working and building up the coffers a bit more.

Juju1987

Z1a lol yh my bad... I thought “passenger” as was at the back!! I can see why you were confused!

Marvel1

elsien wrote: »

By the way, you are not a kept woman.
Your husbands contribution over the years was financial. Your contribution was childcare, running the house and looking after parents. Without you doing that, he would have had to pay someone else to come in and do.
Your contribution to house and home was just as valuable, just in a different way. So all marital assets are joint ones, the house the savings and the pension. It's not his money that he is kindly sharing with you.

So if you're both worried about how you're going to manage, then there's nothing stopping both of you working and building up the coffers a bit more.

Wrong board?

Juju1987

Elsien i think you posted on the wrong post