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My first loan

krisid
krisid Posts: 5 Forumite
edited 8 January 2018 at 1:06AM in Loans
Hello to everyone.I know some of you won't like that my first post in the forum is for a case like this but it's urgent to me and i'll be honest with my story.ell I'm in London for 3 months,I came here because of the job opportunities which are much more and much better paid than in my motherland.I have some problems from the begging to open a bank account and I work a cash paid job since the third day I arrived.5 days ago I got a temporary Monese bank account.The problem is in the proof of address and I'll get it very soon and I'll change my job as an employee with much better pay rate.Since now I have no loans but this Sunday I will urgently need 560 pounds for my rental movement(I will pay a monthly rent since now I paid weekly).I will save 300 from my job but I can't get the other 260.I tried to find daily paid additional job after 5 pm or night shifts but I can't find (if someone can provide me this will be the best solution and i will be thankful from all my hearth).But the last option is a fast loan without income proof because I get cash paid and without bank history because I have monese debit card without movements.Do you think that is possible?I need the money just for 2 weeks because I save around 300 weekly. I can change my rental but I like my landlords a lot.I know some of you will think I am a refugee but believe me I'm not here to take a 260 pounds loan and abandon UK for a sum like this.I am sorry if I wasted your time i am realIy solo here and maybe you'll understand the urgecy of my situation if you get in one(i hope you do not) but i hope someone will answer me.Thanks and be happy :)
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Comments

  • DCFC79
    DCFC79 Posts: 40,610 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    krisid wrote: »
    Hello to everyone.I know some of you won't like that my first post in the forum is for a case like this but it's urgent to me and i'll be honest with my story.ell I'm in London for 3 months,I came here because of the job opportunities which are much more and much better paid than in my motherland.I have some problems from the begging to open a bank account and I work a cash paid job since the third day I arrived.5 days ago I got a temporary Monese bank account.The problem is in the proof of address and I'll get it very soon and I'll change my job as an employee with much better pay rate.Since now I have no loans but this Sunday I will urgently need 560 pounds for my rental movement(I will pay a monthly rent since now I paid weekly).I will save 300 from my job but I can't get the other 260.I tried to find daily paid additional job after 5 pm or night shifts but I can't find (if someone can provide me this will be the best solution and i will be thankful from all my hearth).But the last option is a fast loan without income proof because I get cash paid and without bank history because I have monese debit card without movements.Do you think that is possible?I need the money just for 2 weeks because I save around 300 weekly. I can change my rental but I like my landlords a lot.I know some of you will think I am a refugee but believe me I'm not here to take a 260 pounds loan and abandon UK for a sum like this.I am sorry if I wasted your time I hope someone will answer me.Thanks and be happy :)

    Your rental movement, so are you moving ?

    No 1 on here will provide you with a part time, no 1 knows where you live anyway.

    You say this sunday so do you mean sunday the 15th ?

    If you cant find evening work then Im afraid I dont know of a way you can get the money you need in the short time. Look at cheaper places to rent, even if just a room.
  • krisid
    krisid Posts: 5 Forumite
    Hello and thanks for answer.Yes,I am moving with my landlords on 14th in a new house.I don't have any savings by now so even if I move i should pay close amount for a new deposit and a week rental.So the problem is not in the rent amount but that I don't have savings by now but there wasn't work every day.I can't change work before I pay for next week rent because no one will pay me on the first week.Btw I live in North London near Manor house underground st if it matters but I don't think it does for employer because I get everywhere for short time.Any other options folks?Thanks again!
  • Arleen
    Arleen Posts: 1,164 Forumite
    1,000 Posts Combo Breaker
    Speak to the landlord and try to cut a deal, or failing that speak with your new employer about this, maybe they can help. Without a fixed address or job you won't even get a payday loan, so it's out of the question.
  • krisid
    krisid Posts: 5 Forumite
    Hi.Thanks for answering.I spokemwitg my landlord and there are no other options because they pay a large sum for deposit.I still haven't switch the job and I can't get paid here in advance.But I have a fixed address where they can contact me just do not have the proof like bill or etc and have work so its not a problem to return the money.Cmon,its 260 pounds isn't there really no options about sum like this?Thanks!
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sell or pawn stuff.
  • Go back to your landlord, if it's only for a week this is your best chance of resolving it. £300 a week is alot to save per week so shouldn't be an issue going forward
    April 2020 - £102,222 Loans/CC’s.

    Jan 2022 - £0
    Cleared - £102,222

    Jan 2022 - Now time to build suitable investments and a business!
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    You have zero chance of a loan, so plan your next few weeks with that in mind.
  • krisid
    krisid Posts: 5 Forumite
    OK.Thanks for answers.It seems this is the world nowadays.People prepare with years their banking history to do frauds for millions only with false information of more income and etc but you can't take a loan for amount like this because "you are too risky". No way to get paid daily,you must hope when you start to work to get paid on time at all no options if you need any money.Welcome to the new world where you should be a good prepared liar and you can get rich.Doesn't matter thanks for wasted time reading my problem and answers.
  • krisid wrote: »
    OK.Thanks for answers.It seems this is the world nowadays.People prepare with years their banking history to do frauds for millions only with false information of more income and etc but you can't take a loan for amount like this because "you are too risky". No way to get paid daily,you must hope when you start to work to get paid on time at all no options if you need any money.Welcome to the new world where you should be a good prepared liar and you can get rich.Doesn't matter thanks for wasted time reading my problem and answers.

    Congratulations on the most bizarre MSE rant of the day so far. Well done!
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    Got to be a wind up this OP surely lol
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