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Bank is paying me my PPI & ex husbands share.....will i be charged?
paulajo
Posts: 7 Forumite
Hello
My bank is paying me my PPI settlement and my ex-husbands share as he didn't reply back to them in time. They have stated that in the future he can make a claim against me for his share, which i understand. However, the ClaimsGuys (i was unaware how simple it was to claim PPI yourself when i made the claim
) have now taken there fees out of my claim, including my ex-husbands, totaling £1500. If my ex makes a claim against me, would i have to pay out his share of the costs to him too, its a fair chunk of money for me to be able to pay out?
Thanks for any help
My bank is paying me my PPI settlement and my ex-husbands share as he didn't reply back to them in time. They have stated that in the future he can make a claim against me for his share, which i understand. However, the ClaimsGuys (i was unaware how simple it was to claim PPI yourself when i made the claim
) have now taken there fees out of my claim, including my ex-husbands, totaling £1500. If my ex makes a claim against me, would i have to pay out his share of the costs to him too, its a fair chunk of money for me to be able to pay out?Thanks for any help
0
Comments
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You pay the fees on the total redress. Your ex husband doesn't have any fees to pay.0
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Yet another compelling reason not to employ a claims company. Your ex gets his whole share since only you are liable for the CMC's fees.If my ex makes a claim against me, would i have to pay out his share of the costs to him too, its a fair chunk of money for me to be able to pay out?0 -
However, the ClaimsGuys (i was unaware how simple it was to claim PPI yourself when i made the claim ) have now taken there fees out of my claim, including my ex-husbands, totaling £1500.
That is normal. It is one of reasons why you should not a CMC when you are looking at joint cases when you are divorced/separated. The person that employes the CMC is liable for the costs on the whole amount of the redress. Even if that person doesnt get all of the redress.If my ex makes a claim against me, would i have to pay out his share of the costs to him too, its a fair chunk of money for me to be able to pay out?
Your ex didnt employ the CMC. So, he has no liability to pay your share of the CMC costs. If was your choice to pay to use a free service. He is entitled to receive his 50% with no costs deducted.
You could ask the bank to only refund you your share. That can work as you can show the CMC your statement with the amount paid and a copy of the letter stating the amount you received.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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