We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Wanting to sell with council tax arrears.
Options
wicky5025
Posts: 15 Forumite
Can I sell my house even though I have council tax arrears?
Any advice would be greatly appreciated.
Any advice would be greatly appreciated.
0
Comments
-
Yes you can .... Would affect your chances of getting a new mortgage if in arrears with council tax thoughEx forum ambassador
Long term forum member0 -
Incorrect.Would affect your chances of getting a new mortgage if in arrears with council tax though
https://www.creditladder.co.uk/blog/myths-about-credit-score
http://www.experian.co.uk/consumer/questions/askjames226.html0 -
CCJ's aren't used for council tax purposes - council tax uses Liability Orders from the magistrates' court.Only if it's been taken as far as a CCJ. If you're just in arrears then mortgage providers can't find this out.I no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.0 -
(See my second link!)0
-
Are the arrears so high that the council has put a charge on your house?0
-
It would be very unusual for a council to put a charge on the property. Equally committal is very unlikely. Some councils never do it at all. If they know a sale is in progress a good council should put enforcement on hold until the sale completes. They may still want a liability order though. The key is to keep them informed.0
-
Thanks for the help, I have another property that I live in so selling just because I don't need it.0
-
Beware not paying council tax. Afaik it's the only debt you can end up in prison for
https://www.citizensadvice.org.uk/debt-and-money/help-with-debt/dealing-with-urgent-debts/dealing-with-council-tax-arrears/If you still don’t pay
In extreme cases you could go to prison, but normally only if you’re deliberately not paying your Council Tax.
- but, with respect, if you have this issue you might be best speaking to a debt charity like
https://www.stepchange.org
- or look on the debt forums
Hope things improve0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards