AA standard boiler cover

globetraveller

Anyone have this ? Looking for opinions on whether it is worth getting please

Aylesbury_Duck

Like all these policies, the list of exclusions is what’s worth paying attention to. There’s no point going for the cheapest price if they will wriggle out of problems other providers will cover.

It depends upon your circumstances but have you considered asking a reputable local gas engineer to service your boiler and then self-insure? In other words, put the £10-20 per month by to build a fund that could pay for most problems should they occur. If you are able to find a recommended, reliable local professional who can come out at reasonable notice, you might be better off. If a guaranteed fast response is important to you (young children, health condition, elderly housemate, etc) then a bigger player is the way to go, but go for the best cover rather than the cheapest price.

globetraveller

Thanks! Its difficult to know what to do for best. Am with Scottish Gas but i costs a fortune!

Aylesbury_Duck

What do you consider pricey? I'm paying £16 per month to SSE for boiler and heating cover. I've managed to peg it at that for a few years by negotiating at renewal. They provide an annual service (the guy that does ours does a very comprehensive job each year) and their level of cover is pretty good. For less than £200 a year I consider it reasonable value. My local gas fitter charges £65 for a service so I'm getting insurance cover for around £11 a month.

globetraveller

I am on £29 and they now want £33. I will look at SSE as well as AA. Thanks

stator

I wouldn't bother with this type of insurance.

You're not insuring against something that might happen and would cost a lot of money. You're insuring against something that will happen eventually. So you might as well put the money aside and use it to pay for your own repairs. You can use your own tradesmen who might be willing to fix the boiler using second hand parts, if it's worth it. A company might just write off your boiler and tell you to get a new one, to get out of paying for a repair.

If you are worried about a breakdown and really have no money at the moment, then it might be worth it. But when you add up the cost of all these insurance policies like home care and white appliance breakdown you would be better off cancelling them all and putting the money asside. They really are aimed at exploiting poor people