We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Already claimed - but which one?!

Hi, I have recently found paperwork relating to 2 loans which both had PPI. I have claimed one of them already (successfully, I think quite a while back) but I don't know which one. Both are with the same bank
I am not trying to get more money for the one already claimed for, but am unsure whether to just put a claim in for both on the understanding that I am expecting one to come back as already paid. But I am slightly worried that they will think I am trying to pull a fast one and get done for fraud or something - probably overworrying again, but thought I'd check to see if anyone has had a similar situation. Do I just put something in the comments/application that I am unsure if I have already claimed, or will this effectively be encouraging them to say "Yes, you have claimed for both" which I haven't?!!
Any advice much appreciated

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Assuming you mean complained rather than claimed, the easiest thing would be to phone them and ask if redress has been provided on each.

    If you do mean you have claimed on the policies, you can still make a complaint, but any payout you receive will be deducted from any reddress.
  • RAFwife
    RAFwife Posts: 11 Forumite
    Eighth Anniversary Combo Breaker
    Apologies for the confusion, I meant I have already received the PPI money back from one of them, I haven't made a claim against the policy for either.
    Thank you - I'll give them a call and see what they say
  • RAFwife
    RAFwife Posts: 11 Forumite
    Eighth Anniversary Combo Breaker
    Found all loan and financial Ombudsman paperwork - turns out it was neither of them, it was another loan - winner (hopefully)!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.