First credit card

[Deleted User]

I gave you the answer above.

Jpc1187

Thank you zx81

needacreditcard

Thanks for the responses guys. My bank is Natwest so will try them first.

needacreditcard

PeacefulWaters wrote: »

If you're registered to vote, working and operating a current account without issue, start with your bank. If it's Halifax, I suggest Clarity Card which will also reduce the cost of spending abroad.

If it's Barclays, they also have a travel credit card that has similar overseas use benefits.

If you're unsuccessful, the list in post #3 is a good guide.

Based on what you've posted, I think you'll have a reasonable chance of acceptance.

Yes I am registered to vote, got a current account with a healthy balance with Natwest.

needacreditcard

eDicky wrote: »

In addition to the above suggestions there is the Aqua Reward credit card, easier to obtain than others, fee-free for non-sterling purchases and gives 0.5% cashback.

If your holiday is several months away and you use the card regularly, paying off the balance in full after receiving your statement, you may be given an increase in credit limit before you go.

Whilst away, you could conserve your available credit limit for use when it's necessary, such as the hotel check-in, by having other fee-free means to pay for things, such as a Starling Bank card (apply for the credit card first) and/or Revolut or Loot prepaid, both of which entail no credit check. Anyway it's important to have more than one source of funds when traveling.

Thanks, I was planning on getting a prepaid card and a bit of cash for most if not all purchases when I'm actually out there.

needacreditcard

!!! wrote: »

I agree with others here.

For a first card you'll maybe get a list between £250 and £500 most likely.

Not really enough to cover what you're wanting to pay for.

Especially if you plan in paying it in full each month rather than accrue interest

Thanks for the heads up, hotel plus flights should be around £400 but will have backup options if my limit is below that.