We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Barclaycard eligibility and credit score

Hi, I'm not eligible for the Barclaycard and the only reason I can think of is because I have quite a lot of debt on % interest credit cards - i've used this method for many months and it's saved me a lot of money, but now I find that I am no longer eligible for new cards to keep transferring the debt - so is this method that MSE recommends coming to an end? I've checked the eligibility tool advice and there's nothing else I can do - except reduce the total amount of my debt...has anyone else found this? is there any other option here?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    It's not coming to an end. But risk criteria change across and within lenders.
  • stu2500
    stu2500 Posts: 193 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Do you not have any free balance on your current cards to transfer between?

    I have a Natwest credit card which is always empty and I transfer my Barclaycard balance to this card as it has no transfer fee, then back to the Barclaycard as they usually have excellent rates.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.