Travelling On
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I've been investigating travel insurance the **whole** time since my last post :eek:
Annual European coverage, cruise cover (of course) ... the issue is about my chronic fatigue. Investigations were around 2 years ago, but definitely less than 5 years ago. I was advised its *not* the syndrome, but just the symptoms (lack of brain fuzz is an important indicator here). Thats too specific for travel insurance wonks to cope with - so I'm going to declare the Syndrome. I worked through an example policy at a specialist recommended on the main site here, and it came in only about £20 more expensive (with better cancellation policy, actually) ...
The only reason to have it mentioned on the insurance is completeness - I've never had any treatment, expensive or otherwise, it's just about rest, for me. But I can see it being used against me to get out of a claim for, say, stolen baggage. I think an over-declaration is the way to go, as long as it doesn't affect my sister - I'll have to wait to book it until I've spoken to her, and she's not around till the evening.
Am v bored with the computer now :rotfl: off to eat a late Second Breakfast2023: the year I get to buy a car0 -
No wonder you are tired of the computer.
I think you have/are going to do the right thing.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I am right in the middle of Scotland pinkypig:)
I'm a bit further south Beanie, a squeak over the border:)
More snow today :eek:. Hope you're not submerged! Xx
Sorry for hijacking KarmaOriginal mortgage £112,000 . Final payment due August 2027.
Mortgage neutral achieved August 2020 - 7 years early!!!0 -
I've been investigating travel insurance the **whole** time since my last post :eek:
Annual European coverage, cruise cover (of course) ... the issue is about my chronic fatigue. Investigations were around 2 years ago, but definitely less than 5 years ago. I was advised its *not* the syndrome, but just the symptoms (lack of brain fuzz is an important indicator here). Thats too specific for travel insurance wonks to cope with - so I'm going to declare the Syndrome. I worked through an example policy at a specialist recommended on the main site here, and it came in only about £20 more expensive (with better cancellation policy, actually) ...
The only reason to have it mentioned on the insurance is completeness - I've never had any treatment, expensive or otherwise, it's just about rest, for me. But I can see it being used against me to get out of a claim for, say, stolen baggage. I think an over-declaration is the way to go, as long as it doesn't affect my sister - I'll have to wait to book it until I've spoken to her, and she's not around till the evening.
Am v bored with the computer now :rotfl: off to eat a late Second Breakfast
TCB are often quite good once you've found competitive insurance Karma. Good luckOriginal mortgage £112,000 . Final payment due August 2027.
Mortgage neutral achieved August 2020 - 7 years early!!!0 -
I'm a bit further south Beanie, a squeak over the border:)
More snow today :eek:. Hope you're not submerged! Xx
Sorry for hijacking Karma
No snow today but very cold:eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Not a hijack in the least, PP - conversations get sparked, thats whats *supposed* to happen
I managed some garden work - still very tiring to be out there, because of the cold, but between clearing everything to plant, and collecting stuff for the tip, it's necessary
Has anyone else had weirdness with their mse password? Expired, and to renew I had to type in what my existing password was? Which I've forgotten for years but something worked again. V odd.2023: the year I get to buy a car0 -
Not sure what the password thing is all about.
Easy enough to do though.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
The message I got was that, after 211 day!!!8217;s I had to renew my password, seemed a random number to choose, but I have duly been allowed to re enter the sanctum.Outstanding mortgage: £23,181 (December 19)
MFW 2020 Challenge Member #10 0/£23180 -
I had that with my password, too - apparently expired at 3550 days!
xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Yup, me too after about 3700 days
Dxx2022: 3🏅 4⭐ 2023: 5🎖🏅🏅 🎖🏅6 ⭐⭐ ⭐ ⭐ ⭐ ⭐ ⭐ ⭐ Never save something for a special occasion. Every day in your life is a special occasion. Take hold of every moment - anon I'm a clutterbug butterfly 🦋 The difference between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something in your home, you won't start using it more by shoving it in a cupboard- AJMoney0
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