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Frump to Fab 2018 - Fabulous Dahhhhlings

edited 24 January 2018 at 11:02AM in Health & Beauty MoneySaving
2.4K replies 259.6K views
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  • edited 31 May 2018 at 10:42AM
    sugarbaby125sugarbaby125 Forumite
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    edited 31 May 2018 at 10:42AM
    Hello Ladies,

    SDW I am so glad that you and your husband came through your ordeal relatively unscathed because you took the correct decision to exit your car quickly when the flash flood came your way.

    LL yes you are going through big changes in your life, but you are in control and the changes are exciting and will take you on another journey towards your personal happiness :D

    I went to one of my nieces homes on Sunday for dinner with my daughter and son. It was the first time we had visited her new home. She finally has a 2 bedroom Council flat for her and her 10 year old daughter after being homeless for over a year. :D My niece is very creative so her home is decorated really well with beautiful soft furnishings. :D She lives in Croydon, so it was a journey of 1 hour 30 minutes each way on 2 buses for us.

    When I got home from visiting my niece, I had a quick bath, then got changed and went to Karaoke. As yesterday was a Bank Holiday the pub extended the hours for Karaoke and so it finished at 1am on the Monday morning instead of the usual finish time of 11pm on the Sunday. I had a really great evening on my own, mostly dancing and singing along on my bar stool. I did get up and sing 3 songs this time. :D

    1. Return to Sender by Elvis

    2. Dream Lover by Bobby Darin

    3. Can't Take My Eyes Off Of You by Andy Williams

    My son has started his A Level Exams. He has taken 2 exams and has another 8 exams to complete. :cool:

    His finance has been approved by Student Finance England, so he will be going to University in September. :j:D
  • lessonlearnedlessonlearned Forumite
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    Money.......You did very well, relocating to a completely different location and a whole new way of life. City to country is a huge step. As you say I do at least have a team of trusted tradespeople on hand. I am fortunate.

    I hope I didn't come over as whinging.....I am after all doing this through choice and I do know that the end will justify the means, it will all be worth it in the end.

    Just a minor wobble ......I'm sure I will be fine, just need to wear my big girls pants and get on with it. ;). Feel the fear and do it anyway, and all that.

    The problem with widowhood is it that it has a habit of stripping ones confidence and making one a little fearful at times. It doesn't help that I took some CBD oil yesterday for pain relief and now I feel decidedly woozy and lightheaded. I don't think I'll bother again, think I prefer to be in pain.:p

    Right just finish my coffee, put on some slap and then toddle off to see the solicitor.

    I need to just sit down, draw up a plan of attack and start making a few lists. I made a start last night by working out all my finances. It always comes down to money doesn't it. If money were no object then I could afford an army of helpers.

    I will draw up a 2 year plan and schedule of works.......:rotfl:
  • edited 29 May 2018 at 10:55AM
    moneyistooshorttomentionmoneyistooshorttomention
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    edited 29 May 2018 at 10:55AM
    Confidence-strippers are a problem I know. They can come in many guises.

    I've come from what I now realise is a very self-confident city and have learnt to be pretty confident myself and stuff I encountered here to start with tore at my confidence - ie the nfh I've got here (thankfully - they eventually pretty much learnt to stop trespassing in my garden/order me around/you name it and we ignore each other now). The being told (even by other incomers like myself:eek: - and that really gets my goat) that "It's their country and having to be very firm back that it's mine too and I am not going to be pressurised into learning Welsh (my mother could have told them that the best way to make me turn round and do the exact opposite is to try and pressurise me into it:rotfl: and I now quite openly refuse).

    Bit by bit I've fought to get my confidence back to normal and think it's nearly there again now.
  • lessonlearnedlessonlearned Forumite
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    Well it's going at a cracking pace.

    As soon as I got going the butterflies went back to sleep and I'm now in fine fettle. The wooziness has cleared thank goodness. No more CBD oil for me. It made me feel terrible, I think that's why I felt so nervous and blah this morning. I am not normally prone to negativity, so I'm blaming the meds. I definitely won't be taking that again.

    Anyhoo. Solicitors this morning. Just grabbing a quick lunch then nip out to post all those documents to the broker this afternoon, and call in to to deliver some stuff to the EA as well. Then DS2 coming round this evening to help me with some final bits of paperwork that need his input.

    Tomorrow I have two lots of surveyors for the purchaser coming round. Then I need to instruct my surveyor and start getting removal quotes. I have decided they can do the packing this time too. That will take a huge load of my shoulders.

    It's all going well. The purchasers are keen as mustard and really on the ball. And of course I am always ultra quick and efficient when it comes to buying and selling property. I know the importance of keeping the momentum going so as to avoid the sale aborting.

    I just hope my poor vendor can devote the time she needs to keep things moving along, At the moment she is really struggling, she is a lot older than me, obviously not in good health and run ragged with visiting her husband in the nursing home and trying to find another one for him in the area she is moving to. I wouldn't like to be in her shoes. Been there, done that. It's horrible, she has my utmost sympathy.

    I know Estate agents often come in for a lot of flak but I must say, so far, I am really impressed with the Estate Agents. It is the same agents who are handling both my sale and my onward purchase, just different branches. They are really on the ball and they have also built a great team of subsidiary services, solicitors, etc.

    I have not used their brokerage service, however, because I knew I needed someone who specialised in retirement mortgages. So I have gone with a fancy schmancy firm in London. Their fees are a bit higher of course, but they know their onions, so worth it as far as I am concerned. I am firmly of the belief that if you want good professional advice and service then it's worth paying for.

    Anyway, those butterflies have been firmly kicked into the long grass now and I am "back in the game". :rotfl: I am hoping to be in by September before the weather closes in, so I shall be monitoring things closely and cracking the whip as required.

    Sugar baby.....how lovely that you are singing again. Great choice of songs too. And how nice that your niece has found somewhere to live and can settle. Being homeless must be awful. And how nice that she is creative and has made it so homely and welcoming. Sounds like she has her head screwed on right.

    I must admit I am really looking forward to getting my creative juices flowing again. I am bursting with ideas already. Can't wait to get started. :rotfl:

    Right I'm off out.......

    Now I must tell you.....and this sounds really conceited but I think I really must be looking better these days, more like my old self. This morning I had lots of smiles, nods and hellos from several males of the species ......and some serious flirting with a guy who was sat in the waiting room in the solicitors office.

    I think I have found my mojo at last ....:rotfl
  • edited 29 May 2018 at 2:01PM
    lessonlearnedlessonlearned Forumite
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    edited 29 May 2018 at 2:01PM
    Oops.....SUgarbaby, great news about your son getting finance for university. :T:T

    Right all today's jobs done and dusted, till DS2 pops in after work, so a cup of tea and a sit out in the garden for an hour. I'm housebound tomorrow whilst the surveyors do their stuff so I will crack on with some cleaning and laundry then.

    It's lovely and warm here again.
  • seven-day-weekendseven-day-weekend Forumite
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    Hello Ladies,

    SDW I am so glad that you and your husband came through your ordeal reality unscathed because you took the correct decision to exit your car quickly when the flash flood came your way.

    LL yes you are going through big changes in your life, but you are in control and the changes are exciting and will take you on another journey towards your personal happiness :D

    I went to one of my nieces homes on Sunday for dinner with my daughter and son. It was the first time we had visited her new home. She finally has a 2 bedroom Council flat for her and her 10 year old daughter after being homeless for over a year. :D My niece is very creative so her home is decorated really well with beautiful soft furnishings. :D She lives in Croydon, so it was a journey of 1 hour 30 minutes each way on 2 buses.

    When I got home from visiting my niece, I had a quick bath, then got changed and went to Karaoke. As yesterday was a Bank Holiday the pub extended the hours for Karaoke and so it finished at 1am on the Monday morning instead of the use finish time of 11pm on the Sunday. I had a really great evening on my own, mostly dancing and singing along on my bar stool. I did get up and sing 3 songs this time. :D

    1. Return to Sender by Elvis

    2. Dream Lover by Bobby Darin

    3. Can't Take My Eyes Off Of You by Andy Williams

    My son has started his A Level Exams. He has taken 2 exams and has another 8 exams to complete. :cool:

    His finance has been approved by Student Finance England, so he will be going to University in September. :j:D

    Just in case someone else finds themselves in rapidly rising water whilst in a car : GET OUT STRAIGHT AWAY because as my husband pointed out, the water can cause the central locking and electric windows to lock and not be able to be opened, and even if this doesn't happen the water pressure will make it so that you can't open the doors . :eek::eek:

    Thanks everyone for your good wishes. :)
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • edited 30 May 2018 at 8:08AM
    lessonlearnedlessonlearned Forumite
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    edited 30 May 2018 at 8:08AM
    Great, possibly life saving, advice there SDW. Hope you are now getting over the shock.

    A bit dull here this morning, rain forecast. I have to stay in today for the surveyors so I will make myself useful, strip the beds, do some cleaning and ironing.

    I had a bit of a shock when I totted up my food spend for May so I have decided to do a freezer inventory and reduce my food spending in June. I am pretty good in that I rarely throw food away but I think I can be a bit better organised and spend a bit less. I guess it's a good time to work through my food stock anyway in preparation for the move.

    SUgarbaby......yes you are right, big changes indeed. All part of the master plan.....1 year to change my life. :rotfl: It's time. I think moving house is exactly what I need to do to kickstart my new life.

    I have spoken to a lot of long term widows about this and they all say the same thing, that although it can be difficult both physically and emotionally to move house after bereavement, ultimately it is by moving that widows get to finally leave all the sadness behind and start to rebuild new and fulfilling lives.

    One of the widows I met through Jolly Dollies and I have become good friends. She finally moved house 9 years after her husband died, that was just before Christmas. This week she has decided to take early retirement and is now working her notice. Talk about major life changes, that's two really big ones in six months, plus she's also lost 2 stones since Christmas. :rotfl: she is literally a new woman......:D.

    There's hope for me yet.......it's nearly 4 years for me now, plus the 9 years prior to that when my husband was sick. Its been a long journey.......it's definitely not the life my husband and I planned for in our autumn years but hopefully I can still make it a good one.

    Of course......Not forgetting my new role this year as grandmother and matriarch....:D.

    I guess the same applies to divorces and relationship breakdowns. A new home becomes the launching pad for a new life.

    Tomorrow I am meeting one of my oldest and dearest friends for lunch (we have known each other for 52 years). When her 40 year marriage broke down she upped sticks and went to live in LA. She loved it but has now decided to return to the UK for good. Now that was a major life change.......lol. Makes my adventures seem quite tame. I am not sure I could be quite that courageous .....
  • sugarbaby125sugarbaby125 Forumite
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    Hello Ladies,

    My ESA has been awarded to me again, so now there will not be the constant financial strain for my family and my Housing Benefit will have to be awarded to me again by Lambeth Council. :j:D:T
  • lessonlearnedlessonlearned Forumite
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    I've been Money Tipped!
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    Hello Ladies,

    My ESA has been awarded to me again, so now there will not be the constant financial strain for my family and my Housing Benefit will have to be awarded to me again by Lambeth Council. :j:D:T

    That's brilliant news. So glad that's all sorted for you, what a relief that must be.

    Minor hiccup here.

    Survey on my house picked up a couple of issues, a couple of dodgy joists in the cellar. Nothing major but because they are first time buyers they will probably panic. (I do have reservations about the man, I think he's a bit of a chancer, and he is a bit flakey). They have already pulled out of one sale so I'm quite wary.

    I quizzed the surveyor and he assured me it's nothing major. I've also prewarned the estate agent. I have engaged a timber specialist to pop round tomorrow to give me some idea of costs. That way I know exactly what we are dealing with. Im guessing hundreds not thousands. I am prepared to renegotiate to take into account the work needed but I'm not going to going to let him pull a figure out of thin air and expect me to slash my asking price.

    If he backs out then I will just get the work done myself and carrying on marketing the house.. It's no biggie, a couple of days work at most. If I lose the bungalow then so be it. I'm not going to fret.

    Ke Sera and all that.

    My friend had to cancel our lunch date today, she has tonsillitis poor lamb. So I'll just crack on with a spot of decluttering. I might even clean my oven. :eek::rotfl:
  • FlossFloss Forumite
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    LL Its an option if they are concerned but if they pull out I would consider not getting the work done but getting a couple of quotes to support any negotiations. You may end up selling to someone who has (or has family with) the skills to sort it themselves.
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